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Rocket Mortgage accused of discriminating against Black homeowner who sought to refinance
Federal prosecutors accuse lender Rocket Mortgage of discrimination after an appraiser allegedly undervalued a Black woman's home, despite rising property values in her neighborhood.
Francesca Cheroutes sought to refinance the mortgage on her Denver property in January 2021, the complaint said.
Rocket also is accused of retaliating against ...Read more
A quarter of all working women are leaving free money on the table that could set back their retirement
A larger share of women than men aren’t saving for their future selves and could be losing out on hundreds of thousands of dollars over their lifetime as a result.
More than a quarter of women (26%) working full-time, part-time or looking for employment didn’t contribute to their retirement savings between August 2023 and 2024, compared to ...Read more
Everyday Cheapskate: A Surprising Reason to Use Fresh Ginger in Homemade Marinade
The nicest thing happened to me one day as I rifled through the mail. I got a letter from Dr. C. Eugene Allen, a professor and food scientist at the University of Minnesota who just happened to be a fan of this column. He was responding to a teriyaki marinade recipe for venison I'd offered to a reader who asked about how to prepare that ...Read more
Everyday Cheapskate: Important Papers to Grab in a Disaster
Dear Cheapskate: In light of recent fires in across many states in the U.S., do you have a list of paperwork one should keep in a travel case or fireproof box? -- Cyndi, Ohio
Dear Cyndi: At the top of the list should be insurance policies and visual inventory (DVD or video) of your home and its contents. Follow that with photo IDs, health cards...Read more
Everyday Cheapskate: Teacher Gifts Are Thoughtful Presents That Make a Lasting Impact
As a parent, I've gained insights over the years into what teachers truly appreciate as gifts, not just during the holiday season but at any time of the year. Instead of the typical "Teachers Have Class!" coffee mugs, let's focus more on practical items that enhance the classroom experience.
Wanting to know how they really feel about gifts, I ...Read more
Everyday Cheapskate: Frozen Assets, Stand-Up Chicken and More Great Reader Tips
I am always entertained and often educated by the tips readers mail in. Today is no exception. I'm pretty sure you will agree with me.
SAFELY FROZEN: I am on a waiting list to get a safe deposit box at my bank. While I wait, I am keeping my important papers in a heavy freezer bag in the deep freeze. I hear that, in a fire, the inside of the ...Read more
Everyday Cheapskate: Your Slow Cooker Is a Great Holiday Helper
Got a hunk of meat that feels like it could double as a doorstop? The slow cooker says, "Challenge accepted!" Toss in that tough cut, add a splash of broth and the magical ingredients, and by dinnertime, you'll have something that's practically falling apart in deliciousness. Expensive cuts? Who needs 'em when your slow cooker can turn a $5 ...Read more
Everyday Cheapskate: Purr-spective Needed, Help Me Find the Best Budget-Friendly Cat Food and Litter
Dear Cheapskate: With all the suggestions you have made for the "best inexpensive" products in your blog EverydayCheapskate.com (which I get in my email box every weekday and love it), I don't believe I have ever seen a recommendation for dry cat food, canned cat food or cat litter. Or even pet products, for that matter. That's where I really ...Read more
Everyday Cheapskate: 10-10-10: The Tool That Saved Me From Making a Bad Decision (And Running Out of Gas)
Experts tell us, and I can concur wholeheartedly from my own experience, that when people admit to the worst financial decisions they've made in their lives, they often recall choices made in the grip of visceral emotions like anger, lust, anxiety and greed.
Imagine how our lives might be different if we had a couple dozen "undo" buttons to use...Read more
Everyday Cheapskate: Organized Chaos or My Intended Journey to a Clutter-Free 2025
I won't try to kid you into thinking I'm some kind of organizational expert. I am the most disorganized person ever. My professional office is a mess. My home, remarkably, appears to be orderly, as long as you don't open a cupboard, drawer or closet.
Being disorganized steals my time, energy and money. I buy things I have already because I can'...Read more
Everyday Cheapskate: Popular Money Advice You Shouldn't Take
Money advice -- it's available everywhere. But that doesn't mean you should take it. The wise person knows how to separate the good from the bad. Here are a few timely examples:
Bad advice: Do not save money for yourself until you have paid off your credit cards. Direct every cent you can scrape together to pay down your credit card debt as ...Read more
Everyday Cheapskate: Let the Butcher Help Cut the Grocery Bill
Dear Cheapskate: I have become more thrifty and aware now that I read this column. Thank you! I wanted to return the favor by sharing a recent experience:
My family of six wanted me to make chili. I didn't have ground turkey or beef in the freezer, and I only buy meat on sale. I couldn't find either on sale in my area. I was just about to cave ...Read more
Everyday Cheapskate: Meet Your Own Personal Loan Shark
Imagine paying outrageous amounts of interest to a greedy finance company and loving every minute of it. Or how about making off-the-record, back-alley deals with a loan shark so you can skip all the credit checks and paperwork?
Impossible? Not if that loan shark is you. You'll be borrowing from yourself, making payments to yourself and ...Read more
Everyday Cheapskate: Who Knew You Can Use This for That!
One day as I was hurriedly putting groceries away, the fruit bowl was not within reach, so I put the fruit into the colander. It worked so well that I've been using the colander in that way ever since. And when I need a colander, no problem. I turn the fruit onto the counter, drain whatever I need to drain, then replace the fruit. Giving one ...Read more
Everyday Cheapskate: A Free Fun Family Outing of Stargazing
If things are so hectic in your household that you can't remember the last time you took a break for some family fun, perhaps it's time to revisit an important concept: Time is like money. If you wait until you have some left over, you might be waiting forever. You may believe you don't have time or money for family fun, but let me help you see ...Read more
Everyday Cheapskate: Simplifying is Simply Fabulous
Anyone with a lick of fashion sense knows the secret of style is found in the accessories.
Men have it easy when it comes to accessorizing. All they have to worry about is a tie, a watch, a belt and maybe a briefcase. Their shoes don't really count as accessories because they're almost always the same color and height.
But women? We have to ...Read more
Everyday Cheapskate: Five Mistakes Home Cooks Make, According to the Pros
The best way to become a great home cook is to learn proper techniques, then practice. Learning some of the best secrets from professional chefs can't hurt! Here, for your cooking pleasure, are secrets from the pros that will help you avoid making these five mistakes.
1. NOT READING THE RECIPE
Home cooks invariably make the mistake of reading ...Read more
Everyday Cheapskate: The Dos and Don'ts of Campaign Contributions
In all my years of writing this column, I've steered clear of politics. But every rule has its exception, and today, it's political fundraising scams. As we inch closer to the elections, the heat is on. I think it's time we have a little heart-to-heart about staying safe.
With billions of dollars pouring into the 2024 House, Senate and ...Read more
Everyday Cheapskate: How to Build a Reasonable Grocery Stockpile Without Losing Your Mind
Stockpiling groceries sounds like something only the most dedicated coupon clippers would do. But the truth is, it's a smart way to stretch your grocery dollars without needing a doctorate in bargain hunting. Think of it as building a little fortress of savings in your pantry -- one that protects you from outrageous prices and unforeseen food ...Read more
Everyday Cheapskate: The Tyranny of Too Many Choices
A perfectly orchestrated backyard party took an ugly turn as the bounce house emptied all 15 little friends who, joined by twice as many adults, gathered around to watch the 5-year-old open a mountain of gifts. At that moment the birthday girl melted into a puddle of tears.
Little Emily's embarrassed parents threatened punishment if she didn't ...Read more
Inside Consumer
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