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Everyday Cheapskate: Mortgage Lender Calling Every Hour All Day Long!

Consumer / Everyday Cheapskate /

Dear Mary: We are one month behind on our mortgage payments and plan to catch up this month. We have told our credit union we will pay half on the 1st and the second half on the 13th. This will bring us current. Still, they call all day, every hour. When we answer they say they have to call us constantly until the amount due is paid. That is ...Read more

Ray Chavez/Bay Area News Group/TNS

California ranks among worst states to retire in. Here's why

Consumer / Home and Consumer News /

Maureen Spranza marked her retirement with a party in August 2024. By December of 2025, the 60-year-old was back at work, “un-retiring” as rising costs made retirement unaffordable. She now holds three jobs.

Moving from celebration to working six days a week was difficult and disappointing, she said, and meant putting personal projects and...Read more

Nick Wagner/The Seattle Times/TNS

Debate over taxing short-term rentals rages in Washington

Consumer / Home and Consumer News /

Washington is debating a bill that would make short-term rentals more expensive to fund affordable housing initiatives.

After a similar effort failed last session, the Legislature is once again considering a controversial bill allowing local governments to tax short-term rentals up to 4% — which would be $8 on a $200-a-night stay.

Short-term...Read more

Everyday Cheapskate: How Often Should You Wash Everything? A Launderer's Guide

Consumer / Everyday Cheapskate /

We all know the laundry pile never goes away. But instead of guessing your way through life, here's a no-nonsense guide to how often you should launder key household fabrics -- and yes, that includes your sheets, towels and all those overlooked blanks and throws.

BEDDING

Your nightly contact zone deserves weekly attention. You spend roughly 50...Read more

Real estate Q&A: We bought house together, but it's in only one name. What rights do I have?

Consumer / Home and Consumer News /

Q: I purchased a house with my girlfriend, but because she had better credit, we put it in just her name. Besides splitting the down payment, I’ve been helping pay all the bills, including the mortgage, and I even paid to have the roof repaired. Now, she’s saying it’s her house, and I have no say in it. Is there anything I can do? — ...Read more

Dreamstime/Dreamstime/TNS

Zillow accused of referral monopoly, steering homebuyers to its lenders

Consumer / Home and Consumer News /

A new lawsuit alleges Zillow used its monopoly power to charge high referral fees and pressured agents to channel homebuyers into its lending business.

The lawsuit filed Friday in the U.S. District Court for the Western District of Washington comes as Zillow defends itself against other lawsuits filed by homeowners alleging similar practices.

...Read more

Pedro Portal/Miami Herald/TNS

Why buyers are seeing home sales climb and prices dip in South Florida

Consumer / Home and Consumer News /

Residential sales were up and prices were down in December as the South Florida real estate market continues to favor buyers.

Sales of both condos and single-family homes were up in Miami-Dade and Broward counties last month compared to the previous December, according to data from the Miami Association of Realtors. Total sales in Miami-Dade ...Read more

What's a billion-dollar loan really worth? For private credit funds, it depends on who's counting

Consumer / Home and Consumer News /

As pension funds and other investors have cut back new private equity investments after years of poor returns, Wall Street private equity managers such as Apollo Global, Blackstone, and KKR have moved more heavily into corporate lending.

They compete with banks to make loans but aren’t bound by the rules that govern banks. The managers bundle...Read more

Everyday Cheapskate: 11 Ways to Use Aluminum Foil Around the House to Make Life Easier

Consumer / Everyday Cheapskate /

Using aluminum foil to line cookie sheets or to keep a steak hot while you finish getting everything ready to eat are nothing new when it comes to useful household tips. But there are many other ways to use aluminum foil you haven't heard of -- ways that can save you time, money and effort.

CLEAN SILVER

Line a bucket or bowl with aluminum foil...Read more

Everyday Cheapskate: Favorite Household Cleaners You Can Make Yourself for Just Pennies

Consumer / Everyday Cheapskate /

It pretty much kills me to spend money for things I know I can make myself for less than their pricey commercial cousins.

Take cleaning products for example. Knowing how to make things for pennies that cost dollars at the store just makes me happy. It's a no-brainer.

Here are three handy recipes to help you get started saving all that money ...Read more

Everyday Cheapskate: The Ultimate Restaurant Menu Cheat Sheet

Consumer / Everyday Cheapskate /

A restaurant menu is no big deal, right? It's just a list of the food items that a restaurant offers its customers. Sure it is. Plus a whole lot more.

Before menus ever make it to the printer, restaurant owners hire menu engineers and consultants to bury super sneaky psychological tricks into the pretty pictures and mouth-watering descriptions ...Read more

Andrew Harnik/Getty Images North America/TNS

'Weaponizing' $10 trillion of US assets is tough ask for Europe

Consumer / Home and Consumer News /

As Europe considers how best to respond to U.S. President Donald Trump’s latest threats over Greenland’s sovereignty, there’s one extreme potential counter measure that’s fueling debate among investors.

European countries hold trillions of dollars of U.S. bonds and stocks, some of which sit with public sector funds. That’s spurring ...Read more

Hector Amezcua/The Sacramento Bee/TNS

Echoing Trump, Newsom vows crackdown on corporate homebuying in California

Consumer / Home and Consumer News /

In his final State of the State speech earlier this month, California Gov. Gavin Newsom took aim at a group that some say contribute to California's housing affordability crisis: corporate landlords.

Newsom vowed to take a tougher stance toward institutional investors, such as hedge funds and private equity groups, that buy up hundreds or ...Read more

Michael Kovac/Getty Images North America/TNS

Andreessen Horowitz makes a $3 billion bet that there's no AI bubble

Consumer / Home and Consumer News /

An artificial intelligence startup that helps developers write and debug code is now worth nearly as much as United Airlines. A two-month-old AI computer company raised a massive $475 million seed round, with plans to secure even more financing soon. And a platform for ranking AI models is now valued at nearly $2 billion, less than a year after ...Read more

Everyday Cheapskate: Warm Hands, Warm Heart and a $2 DIY Rice Pack

Consumer / Everyday Cheapskate /

There's a certain chill that no amount of layers can fix, the kind that creeps up your sleeves, numbs your fingers, and makes you wonder if your blood type is iced tea. That's when I reach for one of my favorite frugal comforts: a humble, homemade rice pack.

No cords, no batteries, no plug-in heating pad with a mind of its own. Just plain rice,...Read more

Jennifer Buchanan/The Seattle Times/TNS

WA has a housing crunch. Microsoft President Brad Smith has thoughts

Consumer / Home and Consumer News /

Microsoft is recommending several policies to local lawmakers in an effort to help speed up housing development in Washington state.

In a playbook the company released Thursday are four proposals that Microsoft says are “concrete, evidence-based actions that state and local leaders” can take to close the housing gap.

—Unlock land: ...Read more

Elena Elisseeva/Dreamstime/TNS

Real estate Q&A: Can neighbor's cameras be pointed at my courtyard?

Consumer / Home and Consumer News /

Q: Can my neighbor point cameras into my courtyard that capture all my comings and goings? —Rachel

A: Privacy concerns can arise no matter where someone lives. Sometimes it is a nosy neighbor; other times it involves a business with security cameras or drones flying overhead.

While laws vary depending on where you live, the general ...Read more

Everyday Cheapskate: A Reliable Method to Compare Prices of Toilet Paper

Consumer / Everyday Cheapskate /

Over the years, I've received thousands of money-saving tips from readers -- many of which I've shared in books, newsletters and this column. And there are plenty that I've not shared for a variety of reasons, but mostly because they don't work.

Some work so poorly, they actually end up costing time and money, not saving anything. One of those ...Read more

Dreamstime/Dreamstime/TNS

Capital One to pay $425 million for deceptive savings accounts

Consumer / Home and Consumer News /

Maryland and other states have settled with Capital One for $425 million after the bank was found to have used deceptive practices and misleading language for its 360 Savings accounts, according to the Office of the Maryland Attorney General.

The $425 million settlement is a revised agreement stemming from a complaint about Capital One’s 360 ...Read more

Everyday Cheapskate: A Simple Tip to Get Better Gas Mileage

Consumer / Everyday Cheapskate /

Some time ago, I wrote about simple things you can do to get better gas mileage, which means less time and money spent at the gas pump.

One of those tips was to make sure your car's tires are always properly inflated because underinflated tires cause the engine to work harder than necessary, which wastes fuel, while overinflation causes tires ...Read more

 

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