ArcaMax

Toni,

I have Original Medicare with a Supplement and in October, I was taken by ambulance to the emergency room for heart issues. I was surprised when I signed a hospital form stating that I was “under observation,” as the doctor decided whether to admit me as an inpatient or send me home. I was lucky that he sent me home.

During this ...Read more

I have always been amazed by the number of people who think Social Security is unique to the United States. Or if not truly unique, they figure that maybe a couple of those "socialist" countries such as Sweden and Denmark might have social insurance programs in place, but surely not too many other places. As someone once said to me following a ...Read more

ATLANTA -- A few days after Thanksgiving, in his second year as executive chef at Meals on Wheels Atlanta, Chris Kelly received a thank you letter and phone call from a woman who had received one of his carefully prepared turkey dinners.

Meals on Wheels Atlanta is a nonprofit organization funded primarily by private, foundation and corporate ...Read more

ATLANTA -- A few days after Thanksgiving, in his second year as executive chef at Meals on Wheels Atlanta, Chris Kelly received a thank you letter and phone call from a woman who had received one of his carefully prepared turkey dinners.

Meals on Wheels Atlanta is a nonprofit organization funded primarily by private, foundation and corporate ...Read more

Toni:

In 2022, the Toni Says Medicare team enrolled me in Medicare with Medicare Supplement and Medicare Part D plan including my prescriptions that had copay only. When I looked online at Medicare.gov, I noticed that the diabetic insulin I take will no longer be covered for 2025. This change will cost $391 monthly out-of-pocket. And Ozempic,...Read more

I'm dusting off an old Thanksgiving-themed column I ran many years ago. I thought that now would be a good time to remind people what Social Security is all about.

I'm going to suggest that we Americans give thanks for the Social Security program. I know lots of people like to think that the "good old days" (before Social Security) were, well, ...Read more

Hello Toni:

In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2025 Medicare costs and premiums will be. I would like to know this information because I have been diagnosed with a heart condition and will need to undergo heart surgeries next year. I have looked online and cannot find the costs.

Do ...Read more

I have been saving up some emails from readers who want to know how other government benefits might affect their eligibility for Social Security, or vice versa. In other words, they wonder if their Social Security benefits impact whatever other government benefits they might be due.

I can always deal with that first issue. In other words, I can...Read more

MINNEAPOLIS — Jeff Johnson’s life is full of creativity and zest: He runs his own Minneapolis design firm, turns a mean polka and once starred in a Norwegian realty TV series. And he’s decided that a memorial to mark his eventual death — outlined in a seven-page legal directive titled “Jeff Johnson’s Awesome Funeral Party!!” — ...Read more

I received my new 2025 Part D premium with the plan increase going up by 250%, from $25.00 a month to over $60.00. I was informed that my diabetic insulin and one of my high blood pressure prescriptions are no longer covered beginning Jan. 1, 2025, on the Part D plan I am on.

Toni, please explain in easy-to-understand terms what I need to do...Read more

Readers are always asking me to explain various Social Security rules and regulations. But sometimes they want more. They want to see something official -- something in "black and white." In other words, they want me to give them a legal reference.

I sort of know where they are coming from. Frequently, they have heard one thing from a friend or...Read more